Faq


How can Maxima help me?

Maxima can help you if you want to:

  • Build your long-term wealth.
  • Take control of your short, medium and long-term financial future.
  • Pay off your home loan sooner without negatively impacting your current financial situation.
  • Find the best possible home or investment property loan.
  • Buy a well-chosen investment property to generate income and help you achieve capital growth.
  • Refinance your home loan or consolidate your debt.
  • Consider investment property options for your self-managed super fund (SMSF).

You can see what some of our current and past clients have to say about how we’ve helped them below.

Do you provide independent financial advice?

Yes.

Although we are a one-stop shop of financial advice and can recommend a range of services, it’s important to note that we are truly independent. We don’t have any vested interest in you using any of our recommended service providers. You are welcome to engage your own specialist advisers to implement the strategies we recommend.

Why should I buy an investment property?

A well-chosen investment property can:

  • Increase your income (via the rent you charge your tenants).
  • Help you achieve long-term capital growth (via your property increasing in value over time). Well-positioned properties in Australia’s major capital cities (Sydney, Melbourne and Brisbane) have an historical long-term trend of capital growth.
  • Reduce your tax bill, by allowing you to deduct your legitimate investment property expenses from your taxable income.

Do I need to own my home before I can consider an investment property?

No.

Getting an investment property loan is much more affordable than you might think. Your rental income on an investment property can cover your loan repayments in many situations. Your current financial situation doesn’t have to be negatively affected at all.

At Maxima, we can help you to put a financial plan in place to pool all your income sources (salary, rent from an affordable investment property, your tax refunds etc).

How can I pay off my home faster?

Our Maxima Mortgage reduction strategy will help you to structure your financial affairs, so you’ll own your home sooner.  We can help you to put a financial plan in place to maximise and pool all your income sources, including:

  • You and your partner’s salary.
  • The rent you’ll receive from an affordable and well-chosen investment property.
  • Your tax refunds.

We’ll then advise you on how to make your repayments and deal with your day-to-day living expenses.

We’ll also hold monthly meetings with you during the first twelve months of your strategy’s implementation to make sure your goals are being met.

Will my investment property price fall?

It should always be remembered that property is a long-term investment. While there can be temporary flat periods in the cycle, property prices in Australia’s major capital cities have a long-term growth trend.

Well-positioned property will always be an attractive long-term investment. According to the Reserve Bank, Australian property prices have increased by an average of 7.25% per year on average over the last 30 years.

The fundamentals underpinning the Australian property market currently remain strong, including:

  • A growing population.
  • Low mortgage default rates.
  • Low interest rates.
  • Low unemployment.
  • Growing economy.

What lenders do you deal with?

Maxima is in the fortunate position of being able to broker funds for our clients through Maxima Finance. We have access to over 35 lenders with new lenders coming on board everyday.Unlike other broker we always endeavour to find our clients the best finance option to best meet their needs. We have over $3 billion worth of funds under management. Investors in Maxima Finance include multinational finance company Goldman Sachs and UBS Investment Bank.

How can I set up a self-managed super fund (SMSF) through you?

We’re always happy to talk super with you. Give us a call on 1300 740 379 to chat to one of our advisors and we can advise whether you meet the requirements.

How can I invest in Maxima Global Capital?

Investment in Maxima Finance is only available to wholesale or sophisticated investors. We offer an attractive fixed return of 10% to our investors. Investments are backed by Australian mortgage securities. The Australian property sector is highly regulated, stable and secure, with a strong record of long-term growth.